Hunter Region No Interest Loans Scheme Inc. (Hunter Region NILS) is a not for profit organisation, and an accredited Client Support Provider within the NILS Program. We provide access to safe, fair, and affordable loans for purchasing essential goods and services for individuals and families on low income. We work in partnership with local community and neighbourhood centres throughout the Hunter to provide no interest loans to members of the community. The NILS loan process is based on dignity and respect with no fees or charges.