SAFCA is the professional association for Financial Counsellors in South Australia and the Northern Territory. We support the Financial Counselling and Low Income Support sectors in SA and NT, which employs directly and indirectly over 500 individuals. These workers provide a much needed and valued service to all South Australians. Financial counsellors assist some 30,000 – 35,000 financially vulnerable South Australians every year. This includes those on benefits and pensions, low income and people with high levels of debt. SAFCA provides the professional development needed by financial counsellors to keep up with the latest developments in such areas as banking, utilities and debt collection practices around hardship and collections. We also advocate directly to government and industry on behalf of the clients of financial counsellors.